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Showing posts with the label Finance

30 goals before 30 - Lessons learned and Amending my list to 20 goals before 2020

About a year ago, I started my blog and came up with a list of 30 goals before 30 . How did I do in terms of reaching these goals? I've been crossing off ones I've accomplished, and sadly, I only did 7/30 this past year. Barely over 20% of my goals is not so great, my excuses being: Some are objectively hard to measure or actually take 3 years to accomplish Feeling too tired to do anything productive after work  Life  Analyzing by category- I accomplished more professional goals than others and sadly neglected  health, finance, and fun. This past year, I learned that I need to be more realistic with my goals. Some of my unrealistic ones include: Apply for jeopardy (I love watching, but the questions are so damn hard nowadays)  Apply for program in Cambridge (student loans T_T)  Lower body fat to 15%  Thus, while I am proud to have accomplished some of my goals, I am deciding to adapt and make my list more realistic. As a [newbie] civil lit...

In defense of small city/suburban life

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As I was driving from Sacramento to San Francisco this morning, I thought "I'm so excited to get out of boring Sac." My plans to visit SF MoMa (Museum of Modern Art), however, were derailed since I gave up after being rerouted multiple times due to road closures from the "Walk for life" anti-abortion rally. The trip was still worth it since I got to spend time with my friends Jocelyn, Jean, and Abby, but also affirmed that for everyday life, I'm content not living in a big city. I've experienced both small town suburban life and living in 2 of the 20 largest cities in the world. I grew up in Pismo Beach (population: 8,198 (2016)), went to college and worked in Los Angeles (population: 3,792,621 (2010)), and studied abroad for a semester in Shanghai (population:  23,019,148 (2010)). Big city life is definitely more exciting: more restaurants, events, and things to do. But with more people in a big city, there is more traffic, more problems, and more st...

What I'd do if I won the lottery

Two years ago, my friends and I went to 7/11 to buy powerball tickets, joking that we would not have to take the bar if we won the $1.5 billion. I unfortunately did not win, and carried on with life finishing law school, etc. If I won, I'd take the lump sum over the annuity, and embark on the following: Pay off student loans Go on that HGTV show where they film lottery winners splurging on villas/invest in real estate Hire a financial advisor [and a personal trainer while I'm at it] Invest  (diversity is important, need to make sure I'd get more back than I'd make on the annuity, also I want to see what it's like to own a parking lot, specifically Disneyland Resort's parking)  Pay off my parents' home Start a foundation Addressing goals such as helping Cambodian children, and making unsightly communities more aesthetically pleasing (a modern day Miss Rumphius )  Travel  Become a male socialite It's fun to fantasize, but even without win...